PIBF Members enrolling in Medicare Part B after age 65

The PIBF staff receives numerous calls from plan participants who are having difficulty enrolling in Medicare Part B without a penalty. Generally, an individual 65 years of age or older who loses group coverage has eight months from the last date of employment to purchase Medicare Part B to avoid a penalty. (COBRA is not considered “group coverage”.) The following information discusses the rules for individuals who have health coverage eligibility through an hours bank arrangement (PIBF falls in this category), which may provide an alternative to the standard eight month rule thereby eliminating the penalty portion of the Medicare Part B premium.


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