Official PIBF Website:

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Welcome to Pipeline Industry Benefit Fund

Your Pipeline to Health Care and Financial Security Since 1964

The Pipeline Industry Benefit Fund is a Taft Hartley trust fund regulated by ERISA. The Plan is administered by the Board of Trustees and exists to provide health and retirement security to working men and women of the pipeline industry and their families.

The Fund is a joint effort by the signatory contractors and union to provide accident, health, and pension benefits for employees performing work under the United Associations National Pipeline Agreement.

This website represents the Fund’s goal of making access to the Fund and its benefits easier and faster than ever – with even greater responsiveness to your specific needs and concerns. Here you will find virtually everything you need to get reliable, up-to-the-minute Fund information and carry out a wide variety of transactions with the Fund.

TAX INFORMATION – IMPORTANT HEALTH COVERAGE TAX DOCUMENTS

Forms 1095-B – Health Coverage – Available on the Member Portal

Beginning in 2025, PIBF is no longer required to mail the 1095-B form, Health Coverage, to participants. This form will be available on the Member Portal. In the upper right corner of the website, click on the “Members Login” button. Once logged in, navigate to the “General Information” menu item and select “Fund Office Correspondence.” You can select and download the 1095-B form. In addition, participants may receive a copy of the 1095-B form upon request by emailing support@pibf.org, or sending a written request to P.O. Box 470950, Tulsa, OK 74147-0950.

Please contact the Fund office with any questions by calling 918-280-4800.

Pipeline Industry Annuity/401(k) Plan Fund Change Notification

The Trust Company of Oklahoma (TCO) is sending notification of changes to investment options that will be effective February 6, 2026. A short blackout period will occur to implement these changes. The PIBF Target Retirement and PIBF Lifestyle series funds are being replaced by the TCO Target Retirement and TCO Lifestyle series funds. In addition, several mutual fund options are being replaced or eliminated. See the fund change notification along with detailed information about the TCO Target Retirement and TCO Lifestyle series funds using the links below:

Fund Change Notice

TCO Target Retirement & TCO Lifestyle

NEW! Zelis Price Comparison Tool with Member Rewards

‘By utilizing Our Zelis Price Comparison Tool with Member Rewards*, you can:
• Receive personalized estimates based on your health care plan and factor in your remaining deductible, benefit maximums, copayments, and coinsurance.
• Avoid surprises and save money by comparing costs from different doctors and facilities.
• Plan ahead to keep health costs under control and make the best care decisions for you.

* The cost information provided is intended to be used as a reference tool for your convenience. It is not a substitute for medical advice from, or treatment by, a medical professional.

Click the link below!

Zelis Price Comparison Tool with Member Rewards

NOTE: The Zelis Price Comparison tool with Member Rewards is only available to participants with Active, COBRA, and Retiree Coverage without Medicare.

Access Your 401(k) Account with the New App!

The Trust Company of Oklahoma (TCO) has launched a new app to provide easy, safe, and secure access from your mobile device to your 401(k) account.

Download the app by searching “TCO Retirement” in the app store. Log in to the TCO Retirement app with the username and password you use to access your online Trust Company of Oklahoma retirement account. From this app, you can:

* View current balances and investment options

* Check recent contributions

* Monitor investment performance

* Access messages and important announcements

Click the appropriate link below to open the App Store for your device.

Trouble logging in? Contact a TCO representative at 1-866-239-1042 Monday-Friday 8 a.m.-5 p.m. CT

Click Here to download the flyer.

PIBF COVERAGE FOR AT-HOME COVID-19 TESTS

PIBF provides coverage for up to 4 tests per month per participant through reimbursement only by Sav-Rx. Submit your receipt and required forms to SavRx’s direct member reimbursement department (paper claim). To locate the OTC COVID-19 Test Reimbursement Form, please visit the PIBF Forms tab on our website. Tests purchased will be subject to a $12 maximum per test. Coverage is only available for qualifying tests (FDA authorized) to be utilized by the covered participant and cannot be for employment purposes.

The No Surprises Act

Your Rights and Protections Against Surprise Medical Bills

Effective January 1, 2023

Click HERE to read the PIBF No Surprises Act Notice (revised January 1, 2023)

Effective January 1, 2022

Click HERE to read the PIBF No Surprises Act Notice

MDLIVE-Virtual Visit Options

For Active and COBRA Coverage Participants

PIBF is pleased to offer convenient virtual visit options for both medical and behavioral health services through the MDLIVE program. MDLIVE is offered by BlueCross BlueShield for Active and COBRA participants with PIBF as their primary coverage. This program gives

24/7/365 access to speak to a medical provider from any location. These visits provide a safe, convenient, and often more affordable way to receive care.

Your Coverage

If you are a participant with Active or COBRA coverage under the plan, virtual visits are covered with the following cost-sharing structure:

Coinsurance: 30%
Subject to Deductible: Yes (You must meet your plan’s deductible before coinsurance applies.)

This means you are responsible for 100% of the cost until your deductible is met. After that, you will pay 30% of the allowed amount, and the plan will cover the remaining 70%. The coinsurance will count toward your out-of-pocket expense limit.